Refused car finance? You still have options.
Yes — you can lease a car with bad credit in the UK. Specialist flexible-leasing partners consider all credit histories, including CCJs and defaults, on rolling 6–24 month terms. Enquiring has no impact on your credit score.
Check my options →How it works when your credit isn't perfect
Mainstream lenders score on history. Our specialist partners look at affordability now — your income, your outgoings, what you can comfortably pay each month. That's why the journey starts with your budget, not your credit file.
Common questions
Can I lease a car with a CCJ or default?
In many cases, yes. Our panel includes partners who specialise in all-credit-considered flexible leasing, looking at affordability today rather than only your history.
Will applying hurt my credit score?
No. Your enquiry with us involves no credit search. Any check happens later, with the partner, and only with your permission.
How fast can I be driving?
Many customers are matched within one working day and driving within the week, subject to the partner’s checks and vehicle availability.