Refused elsewhere? You still have options.
Yes — you can hire a car with bad credit in the UK. Our short-term rental partners welcome all credit histories on flexible 6–36 month terms, home delivery available. Getting a quote involves no credit check.
Check my options →Updated August 2026
How it works when your credit isn't perfect
Mainstream finance scores you on history. Our short-term rental partners look at affordability now — your income, your outgoings, what you can comfortably pay each month. That's why the journey starts with your budget, not your credit file.
Facts & figures
You're far from alone
Source: FCA Financial Lives 2024, 2024
Source: DVLA / GOV.UK, 2025
Source: Finance & Leasing Association, 2025
Common questions
Can I hire a car with a CCJ or default?
In many cases, yes. Our panel includes rental partners who welcome all credit histories, looking at affordability today rather than only your past.
Will getting a quote hurt my credit score?
No. Getting a quote from us involves no credit search. Any check happens later, with the rental partner, and only with your permission.
How fast can I be driving?
Many customers are matched within one working day and driving within the week, subject to the partner’s checks and vehicle availability.