# How Fast Track Leasing works

> A plain answer to the questions worth asking any vehicle introducer: who actually supplies and contracts the vehicle, how we are paid, what we can and…

Source: https://fasttrackleasing.co.uk/guides/how-fast-track-leasing-works

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# How Fast Track Leasing works

Updated October 2026 · 6 min read

**Fast Track Leasing is an introducer, not a leasing company. We take what you need, vehicle, budget, term, location and circumstances, and match you to a supplier from our panel who can actually do it. That supplier owns or funds the vehicle, sets the final price and signs the agreement with you directly. If the introduction leads to a hire, the supplier may pay us a commission. You are never charged a fee, and the commission never changes what you pay. This page answers the questions worth asking before you commit to anyone, including us.**

## Who actually supplies the vehicle?

Not us. Fast Track Leasing does not own vehicles, does not fund them and is not a lender. The rental or leasing agreement is between you and the supplying partner, and that partner is the one who confirms the vehicle, the final price, the term and the conditions. We will always tell you which supplier we are introducing you to before anything is agreed. If that is ever unclear, ask us outright and we will name them. An introducer who will not tell you who supplies the vehicle is not one worth using.

## How are we paid, and does it cost you more?

Our service is free to you. We do not charge a fee for an introduction. When an introduction leads to a hire, the supplier may pay us a commission, and this never changes what you pay. It is fair to ask whether a commission pushes us toward one supplier over another. The honest answer is that a match only earns anything if it actually completes, so sending you to a partner who cannot supply what you asked for wastes everyone’s time. If you want to know how we are paid on your particular introduction, ask and we will tell you.

## Why use an introducer instead of going direct?

Going direct to a single leasing company means you see that company’s stock, on that company’s criteria. If you fit, that can be an excellent route, and for a large established business wanting a conventional three-to-five-year lease on one specified vehicle at the lowest monthly price, it often is. An introducer is more use when the requirement is awkward for a single provider: a shorter term than the usual multi-year lease, several vehicles at once, a new company without filed accounts, seasonal or short-notice demand, or a credit history that standard criteria would decline. Instead of applying to provider after provider, you describe the requirement once and we look for the partner best placed to meet it. It is worth comparing us against a direct quote. If a leasing company can do better on the same specification, take their deal.

## What we can and cannot promise

We can promise to be straight with you about your options, to tell you who we are introducing you to, and to say so plainly when we do not think we can help. We cannot promise a vehicle, a price, a term or an approval. Listings on this site show what we can look to source, not live stock on a forecourt, and prices are indicative guides rather than quotes. Nothing is reserved until a partner confirms it. We do not offer guaranteed approval, and you should be wary of anyone in this market who does. We are an introducer of vehicle hire and rental. We are not a lender, not a finance provider, and we do not arrange consumer credit.

## Questions to ask the supplying partner before you sign

Once we have introduced you, the detail is between you and that partner. These are the questions worth putting to them, and a good partner will answer all of them without hesitation: Who owns the vehicle, and who is named on the agreement? What is the total cost over the full term, not just the monthly figure? Is there an initial payment or deposit, and is it refundable? What is the mileage allowance, and what is the excess mileage rate? Is maintenance, servicing or breakdown cover included, and what is not? Is insurance included, or do I arrange it separately? What happens if I need to return the vehicle early, and what does that cost? Is a personal or director guarantee required? What condition standard applies when the vehicle goes back? What happens if the vehicle breaks down or needs replacing mid-term? Compare the total cost across the whole term rather than the headline monthly payment. Two quotes at the same monthly figure can differ substantially once the initial payment, mileage terms and end-of-contract conditions are counted.

## Will anyone run a credit check?

We do not. Enquiring with Fast Track Leasing involves no credit search and leaves no mark on your file, so you can find out what is realistic without any risk to your score. The supplying partner may run its own check before agreeing a hire, and that is outside our control. It is a normal part of taking on a vehicle, and it happens after you have decided you want to proceed, not when you enquire with us. Some of our partners specialise in customers whose credit history would be declined elsewhere, which is why an enquiry is worth making even if you have been turned down before.

## Who we are

- [initial disclosure](https://fasttrackleasing.co.uk/initial-disclosure)
- [introducer agreement](https://fasttrackleasing.co.uk/introducer-agreement)
- [Tell us what you need, free, no credit check →](https://fasttrackleasing.co.uk/apply?niche=business-vehicle-hire)
- [New business vehicle hire](https://fasttrackleasing.co.uk/hire/business-vehicle-hire)
- [Flexible car leasing](https://fasttrackleasing.co.uk/hire/flexible-car-leasing)
- [Short-term hire vs leasing vs PCP](https://fasttrackleasing.co.uk/guides/short-term-hire-vs-leasing-vs-pcp)
- [How to get approved for car or van hire](https://fasttrackleasing.co.uk/guides/how-to-get-approved-for-car-or-van-hire)
- [What documents do you need to hire a car?](https://fasttrackleasing.co.uk/guides/documents-you-need-to-hire-a-car)
- [How to set up a business vehicle fleet](https://fasttrackleasing.co.uk/guides/how-to-set-up-a-business-vehicle-fleet)
